12/16/2023 0 Comments Reviver definition![]() In-person and virtual presentations and workshops including Stewards of the Children, an award-winning program that teaches adults to prevent, recognize and react responsibly to child sexual abuse.Abuse training courses from Praesidium included in GreatAcademy.Access to Praesidium’s expert knowledge and targeted abuse prevention and response through two valuable solutions:.Our services specific to Abuse or Molestation include: Therefore, our Abuse or Molestation coverage provides payment for related costs outside of the coverage limits. This is especially true if the claim requires special defense experts. Once you add in defense costs, the policy’s limit can quickly erode. An Abuse or Molestation claim will not reduce the coverage available for Professional and Commercial General Liability losses.Ĭlaims related to abuse or molestation acts can incur high costs, including settlements, judgments and other obligations. Our Abuse or Molestation limits are separate from the Professional and Commercial General Liability coverage parts. The agent knew the policy covered both employee-on-client abuse and child-on-child abuse, and addressed sexual, physical and verbal abuse. The school’s agent was well-versed on Great American’s abuse coverage and felt confident in the policy’s ability to provide protection for any actual, threatened or alleged act. ![]() The verbally assaulted child’s parents later sued the school and named the teacher responsible for the mental distress their child experienced. The teacher took immediate action to separate the children and reported the incident in accordance with the school’s abuse reporting policy. Great American Specialty Human Services offers a comprehensive approach to help prevent abuse or molestation acts and protect the organization if an accusation or actual loss happens.ĭuring a field trip, a teacher noticed that an eight-year-old boy was verbally assaulting another. For social service organizations, especially those working with children or vulnerable adults, this can be one of the most needed coverages. Use our product concierge to personalize your search to your specific needs.Ībuse and Molestation Coverage is an often misunderstood coverage and frequently purchased with minimal, ineffective coverage limits.
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